What formula is used?

PV = P × [1 - (1 + r)^(-n)] / r for an ordinary annuity (payments at end of period).

When r = 0, PV = P × n (sum of payments).

Ordinary vs annuity due?

This calculator uses ordinary annuity. For annuity due, multiply result by (1 + r).

Calculate present value of an ordinary annuity from payment, rate, and number of periods.

Payment per period ($)

Rate per period (%)

Number of periods

What formula is used?: PV = P × [1 - (1 + r)^(-n)] / r for an ordinary annuity (payments at end of period).
What if rate is 0%?: When r = 0, PV = P × n (sum of payments).
Ordinary vs annuity due?: This calculator uses ordinary annuity. For annuity due, multiply result by (1 + r).

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