How is the payment calculated?

Standard amortization: PMT = P × [r(1+r)^n] / [(1+r)^n − 1] with monthly rate and n = years × 12.

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How is the payment calculated?: Standard amortization: PMT = P × [r(1+r)^n] / [(1+r)^n − 1] with monthly rate and n = years × 12.

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