What formula is used?

FV = PMT × [((1+r)^n − 1) / r] for end-of-period payments. PMT = payment, r = rate per period, n = number of periods.

Are payments at start or end of period?

This uses end-of-period (ordinary annuity). For start-of-period, multiply result by (1+r).

Calculate future value of regular deposits (annuity): periodic payment, rate, and number of periods.

Payment per period ($)

Rate per period (%)

Number of periods

What formula is used?: FV = PMT × [((1+r)^n − 1) / r] for end-of-period payments. PMT = payment, r = rate per period, n = number of periods.
Are payments at start or end of period?: This uses end-of-period (ordinary annuity). For start-of-period, multiply result by (1+r).

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