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Online Certificate of Deposit (CD) Calculator

Calculate CD maturity value: principal, annual rate, and term (years or months) to get maturity value.

Frequently Asked Questions

How is CD maturity value calculated?
Maturity = Principal × (1 + r/n)^(n×t). Typically compounded daily or monthly; we use the compounding frequency you choose.
What compounding do CDs use?
Most CDs compound daily; the calculator lets you choose compounding frequency (e.g. 365 for daily).
Is the rate annual?
Yes. Enter the stated annual percentage yield or rate; the tool converts to per-period rate.

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