Online Car Loan Payment Calculator
Calculate monthly car loan payment from loan amount, interest rate, and term using the PMT formula.
Frequently Asked Questions
- How is the monthly car payment calculated?
- PMT = P × [r(1+r)^n] / [(1+r)^n − 1], where P = loan amount, r = monthly rate, n = number of months.
- Does this include down payment?
- Enter the loan amount (price minus down payment). Use this tool after subtracting your down payment.
- What term should I use?
- Common terms are 36, 48, 60, or 72 months. Shorter terms mean higher payment but less total interest.
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