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Online Amortization Schedule Calculator

Generate full amortization schedule: loan amount, rate %, term in months. Payment, principal, interest, and balance for each period.

Frequently Asked Questions

What is an amortization schedule?
A table showing each payment split into principal and interest, and the remaining balance after each payment.
How is the monthly payment calculated?
Using the standard formula: P × [r(1+r)^n] / [(1+r)^n - 1], where P=principal, r=monthly rate, n=months.
Why does interest decrease over time?
Interest is charged on the remaining balance; as principal is paid down, the interest portion of each payment shrinks.

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